Monday, November 9, 2009

Auto Insurance Quotes - 3 Do's and 3 Don'ts

By Edward Welch

Auto insurance quotes are not unlike many other products for which you shop online. You truly need to shop around for them. Take a look at this list of 3 things you should do and 3 things you shouldn't do when shopping for the best auto insurance quotes.

First we’ll take a look at 3 Do’s:

1) Make sure you get auto insurance quotes from at lease five auto insurance companies. Don’t jump at the first good rates you see. After all, you wouldn’t purchase the first auto you look at on the lot – shop around.

2) When submitting information required to receive your auto insurance quotes – make sure you submit information that is as accurate and complete as possible. The auto insurance quote is only as good as the information you submit.

3) Make sure the auto insurance quotes you get are for similar auto insurance policies. If the auto insurance policies are different – you won’t be able to trust the quality of the auto insurance quotes.

Now, we’ll take a look at 3 Don’ts:

1) Don’t let the sales person who contacts you with your auto insurance quotes talk you into switching to their company until you’ve had a chance to analyze the auto insurance quotes from each insurance company.

2) Don’t let flashy auto insurance gimmicks motivate your decision to change auto insurance quotes. Often these flashy gimmicks sound good – but you probably won’t even use them.

3) Don’t forget to obtain auto insurance quotes with a wide range of deductible amounts. I’ve found that by raising my auto insurance deductible amount by only a few hundred dollars – I’ve saved thousands over the long haul.

E Lawrence Welch

Mr. Welch is a student of insurance, business politics and more. You can visit his car insurance blog - Car Insurance Snoop Additionally, he owns and operates an online retail holster store - Pyle Mountain Holsters

Article Source: http://EzineArticles.com/?expert=Edward_Welch

Monday, August 31, 2009

Get Auto Insurance Quotes With 10 Simple Steps

By Oliver Turner

Cost of auto insurance is increasing day by day, which is increasing the number of people searching for cheap auto insurance quotes. But truly speaking, the question “how to find cheap auto insurance” remains unchanged. We will here discuss ten simple steps to find right auto insurance quotes.

I. It’s true that everyone is asking for cheap car insurance policy, but a cheap car insurance quote turn into a nightmare at the time of filing a claim. Don’t divert whole of your mind on auto insurance quotes, always keep an eye on coverage provided by the auto insurance policy you are taking.

II. Try to raise your deductible amount. Auto insurance quotes will be directly related to deductible amount.

III. Model of car, make of car also matter when you request for auto insurance quote. If you own a sports car and want to get an auto insurance quote, definitely it will attract higher auto insurance rates.

IV. Drive carefully. It will be very tough for you to get lower auto insurance quote if you had two accidents and three speeding fines in the last year. Auto insurance companies count all these thing while offering you auto insurance quote.

V. Don’t forget installing anti theft and safety devices in your car. If your car is at less risk and safe, then it will be easier for you to find cheap car insurance quote.

VI. Before buying a new auto insurance policy close the older one.

VII. Renewal of auto insurance policy is also required at a fix time. Just paying for it is not the right solution.

VIII. Some times auto insurance companies provide multipolicy discount, that’s don’t forget to look at your other insurers.

IX. Internet is good resource to search cheap car insurance quotes. You can even find discounts.

X. Read the fine print before singing policy.

We offer the most comprehensive auto insurance quotes site. Check it out on the cheap car insurance quotes guide. All about auto insurance on http://www.leandernet.com/Auto_insurance/Auto_insurance.php

Article Source: http://EzineArticles.com/?expert=Oliver_Turner

Friday, July 24, 2009

Where to Compare Auto Insurance Quotes to Get the Best Rate

By Brian Stevens

Car prices, auto repairs, and accidents rates continue to rise. And because of that auto insurance rates have reached an all-time high. But you can still get inexpensive auto insurance. Here's where to compare auto insurance quotes to get the best rate.

Where to Compare Auto Insurance Quotes

Auto insurance premiums can vary by hundreds of dollars a year from one insurance company to the next, so the first thing you need to do to get a cheap rate is to comparison shop. You have three options - call your local insurance companies, visit insurance company websites, or go to an insurance comparison site.

Calling your local insurance agencies is the most time consuming way to shop for auto insurance, and local agents won't always give you auto insurance quotes over the phone.

All the major auto insurance companies have websites where you can get prices. However, in order to get enough quotes to compare you'll need to spend hours online going from one site to the next.

That leaves you with ...

Auto Insurance Comparison Sites

Auto insurance comparison websites are the fastest and easiest way to get auto insurance rate quotes. The benefits of using an auto insurance website are:

1. You only have to fill out one simple questionnaire to get auto insurance quotes from a number of companies.

2. It only takes a couple of minutes to get your quotes, as opposed to spending hours on end calling local agencies or visiting insurance company websites.

3. Most insurance comparison sites only work with A-rated insurance companies so you know those companies are reliable.

4. The best insurance comparison sites have a Chat feature that allows you to talk with an insurance expert online to get answers to your questions, plus get advice on how to save money on your insurance (see link below).

Visit http://www.LowerRateQuotes.com or click on the following link to compare auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on how to compare auto insurance quotes to get the best rate.

Article Source: http://EzineArticles.com/?expert=Brian_Stevens

Wednesday, July 22, 2009

Florida Auto Insurance Quotes - Tips when Getting Auto Insurance Quotes in Florida

By Davion Wong

Getting Florida auto insurance quotes is a sure way for you to save on money and time. Imagine going from place to place or calling auto insurance companies one by one physically to compare the quotes. It can get really tiring and even after much effort you may not even find the best value for money quotes. We will look at what are some tips that can help you in getting your auto insurance coverage in Florida.

Florida Auto Insurance Quotes Have Gone Online

Nowadays, there are many car insurance companies in Florida. Businesses understand the need to remain competitive and relevant in today's insurance market. By offering their services online, it has opened a whole new world of opportunities for them as well as their potential customers. They get their customers while customers can conveniently compare rates online and get their auto insurance coverage in Florida. It is mutually beneficial.

Tips of Saving Money on Your Auto Insurance

Before you get started searching online for auto insurance quotes in Florida, you need to understand a few factors that can affect the rates you have to pay.

1. Insurance premiums in major metro cities such as St. Petersburg, Tampa, Miami, Orlando, Ft. Lauderdale, and Jacksonville can be more expensive than those in the quieter suburban cities. So for a start, you may wish to register your cars in these cities. It is possible to do so if you have relatives living there. It is cheaper that way.

2. Florida requires all drivers to have Personal Injury Protection (PIP) coverage. Basically, this is an insurance coverage for medical and related expenses as a result of an automobile accident. It does not matter who is at fault in the accident as you are still covered. You need to make sure you have that covered as auto insurance companies would load you with much higher premiums if you have gone without this insurance for longer than one year.

3. Major insurance companies can offer lower premiums for your PIP coverage than the small timers. So bear that in mind.

You will soon realize that Florida auto insurance quotes can vary for different insurance companies. Why not do quick and free checks at my recommended website below to compare Florida auto insurance quotes before you decide?

Why waste time searching high and low when you can get a team of experts to find the best auto insurance deal for you. There is no obligation and best of all, it's absolutely free. Start comparing free auto insurance quotes at http://CompareAutoInsuranceQuotes.etc-now.com now!

Article Source: http://EzineArticles.com/?expert=Davion_Wong

Tuesday, July 21, 2009

The Reason Why You Need Numerous Auto Insurance Quotes

By Tim Gorman

When you are buying car insurance you need to be careful about paying too much. There are a lot of companies out there that will not be the cheapest but will happily quote you on your insurance. So if you want to make sure that you are not paying too much then you have to make the effort to go out there and find the best deals. There is really no other way than getting lots of different quotes and comparing them to each other. If you do not get many auto insurance quotes then it is not very likely that you will end up getting the best deal. However, in the long run the effort that it takes to find the right automobile insurance provider could be well worth it because it literally could save you a great deal of money on your car and auto insurance premiums or rates.

Also when it is time to renew your insurance all you really have to do is to compare your current auto policy and coverage amount against some other quotes to make sure that it is still a good deal. That way the work that you do to find your vehicle insurance could make itself worthwhile for many years of low cost motoring. Naturally, if you have a lot of different quotes to use for an auto insurance comparison it is very important to make sure that all of the companies are offering the same benefits. If they are not all the same it is not really possible for you to compare them on a reasonable or fair basis.

One way to avoid having to try so many companies is to use an insurance broker. These are intermediaries that will contact a lot of different auto insurance providers for you and then give you a list of the best quotes. They make their money by getting a commission on the sale but this should not affect the amount that you pay. The reality is if you ask a number of brokers for a quote you are able to get numerous quotes from a lot of different insurance companies faster and easier then if you had done it yourself. In fact, most of them have online sites where you can add your details and get an instant quote.

Even though you will get quotes from most of the insurance companies by using an auto insurance broker it is still worth trying out and investigating some of the cheaper companies directly as they might have cheaper rates if you buy from directly them so they don’t have to pay a commission to an insurance broker. Performing a good auto insurance comparison is not hard and if you ask enough companies then you will get the best auto insurance quote for your driving needs.

Timothy Gorman is a successful Webmaster and publisher of Top Auto Insurance Providers. A website that specializes in providing auto insurance advice to include easy ways to find cheaper auto insurance quotes that you can research in your pajamas in the comfort of your own home.

Article Source: http://EzineArticles.com/?expert=Tim_Gorman

Comparing Insurance Quotes = Equals Saving

Compare Auto Insurance Quotes. Get Car Insurance Discounts.

Everyone knows that insurance premiums can be affected by your credit history or perhaps a spotty driving record in the case of auto insurance. But few people realize that an insurance company's loss experience is one of the biggest factors for determining how much they will pay for coverage. How so? Well, say for example an insurance company paid out a large amount of homeowner insurance claims due to a particularly catastrophic year of floods and fire damage. The same insurance company may also provide auto insurance coverage. To compensate for the losses experienced under their home owner insurance division, they may raise premiums for their car insurance customers even if they had no accidents or tickets. Or, they could simply increase the insurance prices for house insurance policyholders in another state.

Insurance is a business, and like any other business it needs to generate profit. Monetary losses from an excessive amount of insurance claims are usually shifted to the consumer in the package of higher insurance premiums. If the insurance company had an extremely profitable year, they may lower rates to attract more customers and increase the number of policyholders they have. For this reason, insurance rates vary greatly from one company to another.

Health and life insurance rates are very low right now in this competitive insurance industry. However, some health and life insurance companies offer low initial rates to gain insurance customers and then gradually increase these teaser insurance rates over time. The best way to ensure you are getting the best price for your insurance needs is to review your policy rates regularly and compare them against what other competing insurance companies are offering. You can do this by requesting insurance quotes from multiple insurance companies.

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Esurance Auto Insurance

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